ONLINE PORTAL

The way Change Agents submit applications to The Change Reaction for funding is through our online portal. The sections below take you through how to access the portal, fill out an application, and fulfill an approved request.

How to set up a New User Account

Your organization will provide The Change Reaction with the names and emails of any users who need accounts in our system. We will then send you an email to set up your account. This email, along with any communications related to our online portal, will come from requests@changereaction.org. Please add this email address as a contact to avoid the email going to your spam or junk folder. This link will expire after 3 days of receiving.

If the link expires, go to the TCR Portal and click “forgot password”, it will allow you to create your account.

Adding and Removing Change Agents

Only the point of contact/ Head Change Agent can add new Change Agents to an organization. Please have them reach out to the TCR Relationship Manager to add and remove Change Agents.

Where do I go to access the Portal?

You can access The Change Reaction's online Portal under the 'Our Partners' tab of our website, or by clicking the  button below to visit portal.changereaction.org.

change agent portal

What is the criteria for submitting a request?

We value the care you put into supporting your clients and encourage you to review the eligibility criteria carefully before submitting a request. While The Change Reaction’s main focus of support is for working individuals who are experiencing an urgent need, we also support individuals who are working towards advancements in their career, which will enable them to better provide for themselves and their families.

Before submitting a request for funding, please review our Quick Reference Guide and our Pre-Screening Tool to ensure that your request qualifies for funding.

Quick Reference Guide

1

Client is working

Shows future ability to maintain stability
Earning a minimum gross household income of $25,000 per year
Working 30 hours or more per week
2

Request is for an urgent need

We want to step in during one-time, emergency situations for your clients facing catastrophic events. We do not support recurring expenses or chronic situations.

3

Grant Ranges

Up to $1,000
Working less than 6 mos
No documented income (cash income)
Up to $2,500
Working 6 mos- 3 yrs
Documented income
$2,500+
Working 3+ yrs
$40K in documented household income

Examples of Urgent Needs

Rent

No more than 2 months rent or $2,500; Loans will be considered for security deposit in excess of $2,500.

Auto Repairs

No more than $1,500 towards major repairs. Normal wear and tear (i.e. tires, oil change) do not qualify.

Home Repairs

Events resulting in emergency need and/or safety issue (i.e furnace, water heater, AC, plumbing).

Relocation Expenses

Emergency travel allowing for family reunification or to flee domestic violence (i.e. flights, bus, train tickets).

Furniture

Moving into an unfurnished home; Events resulting in furniture loss (i.e. fire, flood, domestic issue).

Appliances

Repairs, replacement or move in (i.e. stove, refrigerator).

Child Care

Related to domestic violence or child welfare situations.

Utilities

No other safety nets exist (i.e. covered by govt programs, ability to negotiate payment plan). No more than 2 months.

Medical

Medications, copayments, emergency medical/dental events that are not covered by insurance. No non-urgent hospital or doctor bills.

Examples of Career Advancement

Technology

Repairs, replacement, or new device in connection with job (i.e. computer, cell phone)

Vocational Training/Certification

Can be supported through an interest-free loan. Should be connected to improving their financial stability.  

Tools & Work Supplies

Construction boots, hardware tools, work uniform.

Union & Licensing Fees

Not Funded

Grocery Cards

Funeral Expenses

Long Term Therapy

Medical Bills (NON-URGENT, ROUTINE)

Rental & Utility Arrears

Download our QUICK REFERENCE GUIDE

The Change Reaction Pre-Screening

Before submitting an application, there are a few important things to keep in mind. These considerations may vary depending on your clients specific situation, and what type of emergency they are experiencing. Take a look at the Pre-Screening Tool below to determine if your client's situation is a right fit for a Change Reaction gift.

1. Is this person employed?
2. Is this a one-time expense? (Rather than a recurring expense, such as rent or utility)
If answered ‘No’, do they have the future ability to continue to pay for this expense?
3. Would this one grant make a difference in this individual’s upward trajectory?
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

If you answered ‘No’ to more than one question, your request is unlikely to meet our criteria and may not be fulfilled.

Please reconsider whether The Change Reaction is the best resource for assisting this client.
If you feel strongly about submitting the request anyways, please provide extensive details in the advocacy statement, explaining why an exception should be made for your client to receive The Change Reaction’s support.

How to Submit a Request

Submitting a request through The Change Reaction’s online portal is quick and easy! Below, you’ll find step-by-step instructions and a video walkthrough of the process.

The Process of an Application

1

The Change Agent submits an application on behalf of their client for emergency assistance or career advancement opportunities.

2

Head Change Agent reviews request and approves it.

3

Sometimes additional information may be needed to decision your request. If more information is needed, the CA will be notified via email. The Change Agent edits and resubmits the request to the Head Change Agent for re-approval.

4

Once received, The Change Reaction assigns the request to donors for review.

5

Donors review and consider for support.

6

Change Agent and Head Change Agent are notified of the decision via email.

7

If approved, the Change Agent or Head Change Agent fulfills the request. Click here for more information.

Download THE PROCESS OF AN APPLICATION

Video walkthrough of our Online Portal

This section breaks down each of the main parts of our application, guiding you through required fields and elements. By reviewing these sections, you’ll understand what information is needed and how to complete each part accurately. Click the buttons below to explore the details of each section!

Employment

The goal of The Change Reaction is to support employed individuals who can typically meet their monthly expenses, so the details you provide regarding an individual’s employment and income are critical to helping our donors make their decisions. We focus on those who have a sustainable path for themselves, and who would be able to stay on track if not for this emergency. We do not consider clients who are in chronic situations.
Length of employment and stability of employment. (Please make sure to list the name of the business where your client is employed. If there are discrepancies in their employment history, the change agent’s advocacy statement is the opportunity for deeper explanation)

Income

1.
Documented income verification is required when you are requesting an amount that exceeds $1,000
2.
Eligible income is a minimum of $25,000 in gross household income before taxes have been paid, but it must be documented
3.
Acceptable Verification Documents:
Pay stubs, w2, tax returns, letter of support from employer. (Please note: we are trusting the submitting Change Agent to verify the client's documentation. You are not required to upload verification documents to the Change Reaction portal)

Please let your clients know that we do not report any of this information to government agencies. These applications are strictly for our donors and our own internal policies.

Housing

1.
If a Change Agent is requesting rent related support, they will need to upload a completed w9 form from the landlord
2.
Include clients monthly contribution towards rent or mortgage
3.
Household Size
We ask this question to gain a clear understanding of the situation your client is in. Please include the number of individuals living with the client so we can understand how many people will be impacted by this gift.
4.
Household Income
Why we ask this: Our donors are looking to support individuals that are normally sustainable, meaning their monthly household income can cover their monthly rent, however an unexpected financial emergency is impacting their ability to pay their rent and bills on time

Payment Information

The Change Reaction doesn’t pay individuals directly. Instead, we pay third-party vendors based on the specific situation. To ensure payment is processed smoothly, please make sure to provide the following:

1.
A Third-Party vendor the check should be made payable to
2.
Invoices and/or other documentation to support the requested items or repairs
3.
W9 from landlord

Advocacy Statement

The advocacy statement is a crucial part of the application, as it provides The Change Reaction team and donors with a clear understanding of your client and their situation. Below is an example of an advocacy statement, along with questions to help guide you when speaking with your clients.

Please include a brief description of the situation, the client's involvement with your organization, and describe how the gift will improve the client's situation.

“Jane works as an office assistant at Alta Dena full time and has been there for 3 years. She is a single mother of 3 kids ages 6, 8, and 12. I have known Jane’s family for 5 years, all three children have attended our elementary school, and I have gotten to know Jane very well over the past year. She is a hard-working mom and receives support with the kids from her extended family who all live in LA. Jane’s car began to have issues, and the kids began coming to school late. When we checked in with her regarding the kids' tardiness, she explained that she has been having car trouble. She took it into the auto shop and found out that she needs a new transmission. Jane lives paycheck to paycheck and cannot afford such a big expense of $1,560 to fix her car, but she needs her car to get the kids to school on time and to get to work on time. Attached is a copy of the invoice from the auto shop, auto repairs are for transmission $500, spark plugs $200, front brakes $410 and labor cost $450 to fix her car. Fixing Jane’s car will keep her on track at work and help ensure that her kids get to school safely and on time.”

Here are some guiding questions to be able to support an advocacy statement like the one above:

What is your job role and your responsibilities?
Are you the head of the household?
Or a contributing member?
Are you financially responsible for anyone else in your household?
How long have you been involved with our organization?
In what ways have you benefited from your involvement in our organization?
How were you dealing with this situation prior to reaching out for assistance?
What is the plan for handling this financial emergency?
How will this emergency impact your household’s stability?
Do you have any funds to contribute to this financial emergency?
Have you considered any other resources to assist you with this emergency?
How will this gift contribute towards your life and help keep you stable?

Pay It Forward

We encourage your client to think about ways they can do an act of kindness within their community because we believe everyone has the power to be the giver. We ask that this act of kindness happens outside of employment and family members. Also, it does not have to be monetary.

Ways to Pay It Forward

Cook a meal for a neighbor
Babysit while a friend runs errands
Plant a tree in the community
Buy coffee for the person behind you
Take the trash bins out for a neighbor
Grocery shop for a disabled or elderly person
Donate clothes you’ve outworn
Volunteer at your local organization
Clean up your local beach or park
Run an errand for a busy loved one
Donate Blood
Hold the door open for a stranger
Let someone go in front of you in line
Help someone with a task
Send a positive message to a friend

Self Sufficiency Plan

We support individuals on a sustainable path who would stay on track if not for this emergency. We do not assist those in chronic situations. If submitting a request, ensure your client has a financial plan and can manage the expense in the future.

Guiding Questions

Will you be able to meet your monthly expenses if you receive this gift?
Do you have a plan for preventing future financial emergencies?

Supporting Documents

If you are including any documentation in an application (w9, invoice, quote, etc.) please make sure that:

The name of the person to whom the document applies is clearly visible
The date of the document is clearly visible
The document is relevant to the situation
Before uploading, you remove or cover up personal and confidential information such as social security numbers, bank account numbers, user names, and passwords
Photos or screenshots are readable
Please note: If you are requesting for rent, verify that a w9 can be provided if the request is approved.

Please attach documents to your online request; do not send documentation via email.

How to fulfill an Approved Request

When a request has been approved, the method for fulfilling it may depend on how the donor decisioned the request (grant vs loan) or your organizations internal accounting structure (Angel Fund, PEX). Click through the tabs below to learn about each method for fulfilling as well as how to share impact statements with The Change Reaction team.

Note: If you don’t know which fulfillment option your organization uses, please contact your Head Change Agent.

Angel Funds

The Change Reaction will send a lump sum to your organization to create what we call an in-house Angel Fund. These funds are restricted and should only be used for requests approved by one of our donors through the Change Reaction portal. To support your efforts in managing the fund, your organization will receive a 10% administrative fee, which can be drawn from the funds to cover any related admin costs.

1

Fulfilling a Request

The Change Agent who submitted the request will need to gather all necessary information and contact their organization’s accounting department to fulfill the approved request.

IT IS OUR POLICY NOT TO ISSUE CHECKS TO CLIENTS. ALL CHECKS SHOULD GO DIRECTLY TO VENDORS.

Please get in touch with your finance team to ensure Change Agents understand the process of fulfilling approved requests. Most organizations have certain regulations and internal processes that they must follow to adhere to IRS tax laws and regulations.

2

Reporting

Please assign one team member to keep track of The Change Reaction Angel Fund using a spend down report. The Change Reaction will provide an excel template at the beginning of the relationship to keep track of the fund. 

Please send the report to Charlie Portillo (cportillo@changereaction.org) the first week of every month to ensure correct fund allocation and an accurate Angel Fund balance. If your Angel Fund is running low, update the spend down report and share it with The Change Reaction. We will reconcile the report and begin the replenishment process.

Download our REPORTING TEMPLATE

PEX Cards

For smaller organizations or individual Community Change Agents, we set them up with PEX Cards. 

PEX cards work like debit cards but are linked to The Change Reaction's bank account, not the individual cardholder. When a request is approved, funds are loaded onto the Change Agent’s PEX card, and the Change Agent can then make online or in-store purchases, just like a regular debit card. Each card has a unique number, and the Change Agent can set their own PIN.

About PEX Cards

Step 1

Portal request approved!

Step 2

Reach out to TCR to confirm total amount approved

Step 3

TCR uploads exact amount of funds to PEX Card

Step 4

PEX Card is ready to be used!

*Please make sure to account for tax and delivery fees, so we can load enough funds onto card.

Things to know about using the PEX Card:

The PEX card is a US Debit Card (not a credit card)
PEX cards can be used for online, phone, and in-person transactions (if accepted by the vendor)
Funds cannot be withdrawn from an ATM
PEX can only be used for purchases approved by The Change Reaction
Billing Address for PEX: 15301 Ventura Blvd Ste B-570, Sherman Oaks, CA 91403
There is a mobile app you can download, or visit PEX’s website at pexcard.com

What if the PEX Card is not accepted by a vendor?

The Change Reaction can issue a check to the third-party vendor. We will need the vendor to share an invoice and fill out a w9
The Change Reaction does not make checks out to recipients; it must be made payable to a vendor
We prefer to send checks directly to vendor, but if necessary, can send directly to a client to hand deliver

*Please note: Checks at The Change Reaction are only cut on Tuesdays. Keep this in mind
when submitting a check request!

Download our PEX CARD INFORMATION

Loans

In addition to our grants, clients may be eligible for an interest-free loan through our lending partners, Jewish Free Loan Association (JFLA) or Inclusive Action for the City. Below is the process of receiving an interest-free loan.

A Step By Step Process of our Loan Program

1

Change Agent submits an application through The Change Reaction portal.

2

If the request is fulfilled as a loan, the Change Agent must confirm the client's acceptance. If accepted, The Change Reaction will connect them to JFLA or Inclusive Action for the City.

3

Client completes the loan application and submits required documents:

For JFLA, the client must include a guarantor. The Change Reaction will act as the guarantor, so the client should enter "Greg Perlman" and contact Bobby once completed. No second guarantor is needed
The client must have a California ID/Driver's License, Social Security Number, and bank account
Submit a voided check with the client’s routing and account numbers
If married, the client’s spouse must upload their ID and email address
DocuSign forms will be sent to the client and their spouse separately
4

Once approved, the client will receive a DocuSign with loan terms, including:

Loan repayment start date
Monthly repayment amount (e.g., $84/month, starting six weeks after funds are received)
Loan terms are pre-determined, typically $100/month or amortized over 36 months
5

Funds will be deposited into the client's bank account within 2 business days.

6

Once repayments begin, they will be automatically deducted monthly from the client's bank account on the selected date.

Download our STEP-BY-STEP LOAN PROCESS

Missed Payments

Our mission is to help your clients during a difficult time, and we want them to be in good standing. We encourage your clients to maintain open communication with Bobby, our contact at JFLA, or Jesus, our contact at Inclusive Action for the City throughout the repayment process. Should they find themselves struggling to make payments, Bobby or Jesus can reduce the monthly amount so they can maintain payments and good standing.

If your client is unable to make payment, please notify the lending partner within 72 hours. If the auto deduction date needs to be changed, a request must be made in writing to JFLA or Inclusive Action.  If a payment is missed, the Change Agent will be contacted by the lending partner.

Any client that doesn't maintain communication with the lending partner and misses more than one payment will be considered for collections.

Bobby’s Contact Information
Bobby Saidan
bobby@jfla.org
323-761-8830 x 113
323-761-8842 - can text

Jesus’s Contact Information
Jesus Gonzalez-Saucedo
jesus@inclusiveaction.org
213 633 9383

NEW Affiliate Partner

New Economics For Women (NEW) is the fiscal agent for some partner organizations that are unable to host an Angel Fund internally. When a request is approved by our donors, NEW receives a notification and will support the Change Agent with purchasing items or getting checks sent to vendors. Check out the workflow chart to better understand the process.

Download the WORKFLOW CHART

How Can I Fulfill an Approved Request with NEW?

To fulfill a request with NEW, please fill out this Google Form.

NEW’s Contact Information

angelfund@neworg.us

Impact Statements

We believe that everyone in this world has the power to be generous. We also believe that when impact is shared, it creates a ripple effect of kindness and generosity throughout our city.

We highly recommend that you encourage your clients to provide an impact statement once the request is approved about how this gift touched their life and improved their situation. Once they receive a gift, your client can write a letter, send an email, or leave a voicemail to the donor who directly made the gift. Impact statements encourage our donors to expand their reach and touch the lives of as many Angelenos as they can. Addressing impact statements to a specific person can also enhance the client's dignity, knowing that a stranger heard about their story and cared enough to help.

Click here to read some inspirational impact statements